DisburseCloud
Pricing

One flat rate.
Every modality.

A low one-time setup fee. $49.95 / mo after that.
Every payment method your claimants want — modality fees you can pass through or cover yourself.

Everything included
Monthly
$ 49 .95 / mo

per carrier account · no contracts

One-time
Setup & onboarding fee
Low
ask us
Per-transaction (optional)
Postal check & other modality fees
Pass to payee or cover them — your choice
Varies
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  • All 8 payment modalities
  • Unlimited payees & claim volume
  • Real-time webhooks
  • Segregated ledgers per line of business
  • Branded payee portal
  • Dedicated 1:1 CSM
  • SOC 2 Type II certified
  • Postal checks always carrier-covered — payee made whole
  • No per-transaction minimums
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No credit card required · Cancel anytime

How modality fees work

Postal checks are always carrier-covered — payees are always made whole. For digital modalities, you choose who absorbs the fee.

Postal checks are always carrier-covered Industry standard

Postal checks are the recognized standard for insurance disbursements. When a payee selects a postal check, you cover the fee and they receive their full claim amount — always. This fee is never passed to the payee.

For digital modalities

ACH, instant deposit, Venmo, PayPal, digital check — you decide who pays the small per-transaction fee.

Zero extra carrier cost

For digital modalities, you can pass the fee through. When a payee selects ACH, the $1.00 fee is deducted from their disbursement — a $500.00 claim nets them $499.00. Your monthly bill stays at $49.95.

  • Applies to digital modalities only (ACH, instant deposit, etc.)
  • Payee sees a clear fee disclosure before selecting
  • Virtual card is always $0 — many payees choose it
Example — $500 ACH disbursement

$49.95 / mo platform fee billed separately — never part of a transaction.

Claim disbursed $500.00
ACH modality fee − $1.00 (from payee)
Payee nets $499.00
Additional carrier cost $0.00

Eight ways to pay every claimant

All included in your $49.95 / mo plan

Virtual Card
Instant · $0 carrier fee
ACH
$1.00 · 1–2 bus. days
Instant Deposit
Real-time · 24/7
Postal Check
Carrier-covered · Always
Digital Check
Print or email
Venmo
Social payments
PayPal
Global reach
Cash Pickup
In-person network
From the Blog The True Cost of a Paper Check in Insurance Claims Paper checks feel familiar — but the real price, in dollars, days, and claimant frustration, is far higher than the postage stamp. Here’s what carriers rarely put on the spreadsheet. Read the article

Ready to simplify claims disbursements?

See how DisburseCloud fits your book of business in a 30-minute demo.

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